How much referral revenue is your client list leaving on the table?

Adjust the numbers to estimate the hidden revenue inside your existing book of business.

Your book of business
3%
20%
1.2x
30%
The bottom line
Your book is leaking $49,900 a year. $45,900 from active clients not referring, plus $4,000 from lapsed clients you've stopped talking to. That's 18 families going unprotected every year. Over 10 years, $499,000 gone and 184 families uncovered.
Revenue snapshot
Earning today
$8,100
Could be earning
$54,000
Annual referral leak
$45,900
Total recoverable / year
$49,900
The cost of doing nothing
5-year cost
$249,500
10-year cost
$499,000
Mission impact
Families unprotected / year
18
Families unprotected / decade
184
Reactivation leak
Missed / year
$4,000

Are Your Clients Sending You Referrals!

See how the Legacy Club referral system helps life insurance brokers generate more client introductions without relying on cold outreach or ads.

LIMITED ENROLLMENT — 3 BROKERS

THIS MONTH PROGRAM TIERS

Level 1 $1,700 one month Warm referrals from your existing book. Same spend as ads without the cold outreach.

Level 2 $5,300 / month Full system. Calls booked to your calendar. Most brokers land here.

Level 3 $8,000 / month Larger brokerages and multi-agent practices.

We'll fit you to the right tier on the call. Once this month's 3 spots are filled, the next opening is in 30 days.

What We'll Cover on the Call

✅ Where your best referrals could come from


✅ How many referrals your clients could generate

✅ Where opportunities are currently being missed

✅ How the Legacy Club referral program works

✅ Whether your brokerage qualifies

30 minute, Limited to 3 brokers per month.

This call is simply to see whether this approach could work for your brokerage.

Book a Consultation

Schedule a consultation to discuss your project and design goals

Contact Us

★ ★ ★ ★ ★

Like most advisors, we’ve always known our best clients come through introductions. What SolSpark helped us do was reconnect with people already in our book and make those conversations happen more consistently. Once a few referrals started coming in, they naturally led to more.

Leavitt Group
★ ★ ★ ★ ★

Insurance has always been a relationship business. When clients trust you, they introduce you to the people they care about. What SolSpark is doing is putting a structure around that so those introductions happen more often instead of being left to chance

Assured Cover
★ ★ ★ ★ ★

Running a community brokerage means most new clients come from people we’ve already helped. SolSpark’s idea of reaching back out to past clients and encouraging introductions made a lot of sense to us. Once those conversations start again, referrals tend to build naturally

Peyson Insurance
★ ★ ★ ★ ★

Most brokerages rely too heavily on ads or lead vendors. What impressed me about the referral program was how it activated existing clients. Instead of constantly chasing new leads, we started seeing consistent introductions from clients who already trusted us

WS Insurance
★ ★ ★ ★ ★

I’ve tested a lot of marketing over the years, online ads, lead services, all of it. What consistently works better is still referrals from clients who already trust you. SolSpark’s approach leans into that instead of chasing cold leads

Portal Insurance
★ ★ ★ ★ ★

A lot of advisors rely on advertising to find new business, but the highest quality clients usually come through referrals. SolSpark’s approach focuses on encouraging those introductions and letting that trust carry into new relationships.

Precision Financial

Frequently Asked Questions

How does the referral program work?

We turn your client book into a community they actually want to belong to. Branded, ranked, and built around recognition. Your existing clients refer new ones, and we install the whole system in 14 days: the community structure, a ranked incentive ladder, automated referral capture, and follow-up sequences that run without you. When a referral's policy binds, both your client and the new client get rewarded. You close the policy. Our team runs the rest.

Is there a risk to participating in the program?

Almost none, and we put our money where our mouth is. We guarantee 60 closed referrals in 12 months. If you don't hit it, we keep building, optimizing, and running the system at no cost until you do. The only thing you put in upfront is one email to your existing clients. There's no ad budget to burn, so there's nothing to lose.

How do you track referrals and conversions?

Everything runs through a system we set up and manage for you. You see every referral in real time: who referred, who closed, the dollar value, and where each member ranks in the community. A scorecard hits your inbox monthly, and we walk the numbers with you each quarter.

How does this program benefit you?

It pulls revenue out of the book you already have, and it does it by building something your clients want to be part of. No ads, no cold calls, no new lead source to manage. As clients rank up and get recognized, they refer more, and their referrals refer others. The growth compounds, because every closed referral becomes a new member of the community. Your cost stays fixed while your output climbs.

How much work is this on your end?

About 90 minutes in week one: one discovery call, one client-list handoff. After that the system runs hands-off. We build the community, the brand assets, the emails, the tracking, and handle reward fulfillment every month. You stay focused on closing policies.

Why choose referrals over ads?

Three reasons. Warm referrals close at 30 to 50%. Cold ads close at 1 to 3%. Ads cost you whether they work or not, while referred clients stay longer and refer others themselves, so the system compounds instead of draining. You're not renting attention like you do with ads. You're building a community around the trust your clients already have in you.